Trace the inflows
We list every customer payment pattern—deposits, milestones, retainers—and mark which invoices reliably land inside seven, thirty, or sixty days.
SchemaForge Business Finance
Craft-minded financial planning consultation for owner-led businesses that need clearer cash-flow maps—not another generic dashboard.
We work through receivables timing, payables buffers, and weekly cash positions so you can decide when to hire, stock inventory, or pause spend without guessing.
+82-53-000-1303Cash discipline is a craft: the numbers only help when the rhythm of money in and money out is visible week by week.
How we shape a cash-flow view
Each engagement is built by hand from your actual ledgers, not a template industry slide deck.
Map fixed vs flexible outflows
Rent, payroll, and tax instalments sit in a fixed rail; discretionary vendor spend gets a separate lane so you can throttle it when reserves dip.
Stress the quiet weeks
We model slow-collection weeks and seasonal dips so you see a minimum cash floor before you commit to new contracts or equipment leases.
Planning sessions start at the desk: real spreadsheets, not hypothetical scenarios.
Who we build plans for
Daegu and nationwide small businesses with twenty or fewer staff, especially shops and studios that invoice after delivery rather than at the till.
We are a fit when you already keep books but lack a forward-looking cash calendar. We are not a fit if you need licensed investment advice or audited statutory accounts—those require regulated firms we do not represent ourselves to be.
Questions owners ask before sharing numbers
Do you need full accounting access?
We typically start with CSV exports from your existing software and a short call; deeper access is agreed only if you want hands-on reconciliation support.
Are fees published on this site?
Package names and prices are not confirmed yet. We quote after scoping workload—usually a discovery call plus a written outline of deliverables.
How is this different from tax filing?
Tax filing looks backward; our work looks forward at liquidity—when cash could run tight and which levers you still control.